I am level 6 in Norrath and I have been killed twice going to the bank. What am I doing wrong? A level 25 guard is in red outside and kills me when I come close. How do I go to the bank?

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It depends where you are banking, and what race you are. The only banks safer for all races are in Plane of Knowledge, Crescent Reach and Shah Vahl. Otherwise, your home town bank will be safe.

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